The examples on the previous page for ‘Contents, Stock and Fit-Out’  include cover for:

Fire Explosion Storm and Tempest Glass Breakage

Burglary & Theft Malicious Damage Impact Electric Motors (fusion only)

 The examples in relation to ‘Public Liability Insurance’ includes cover for:

Professional Negligence Treatment Risks Occupiers Liability Product Liability

Customers Personal Effects Trade Practices Act First Aid

The examples of indicative available premiums are based on a selection of rates currently available from ‘AAMI’ Associated Motor Insurers Limited ABN 92 004 791 744 and ‘GIO’ GIO General Limited ABN 22 002 861 583

The examples given in the column ‘Our Price’ do not include statutory charges and are examples only, of the covers and premiums which may be available from AAMI & GIO which are authorised Australian insurance companies.

Public Liability is available separately from ‘Contents, Stock and Fit-Out’ cover.

RGIB have, as of 1 July 2008, entered into an agreement with AAMI and GIO where enquiries in respect of small business insurance and similar type insurance products for enterprises of a commercial and/or semi commercial nature are referred to AAMI and/or GIO automatically and as part of the agreement RGIB will receive a commission higher than industry average in respect of business referred to AAMI and/or GIO.

In circumstances where AAMI and/or GIO decline to provide insurance terms we may recommend alternative insurance arrangements with another insurer which may result in material variances to the actual cost of insurance cover as compared to the premium rates mentioned herein.

Disclaimer:- Neither Rural & General Insurance Broking Pty Ltd or its shareholders or agents warrant the performance of any insurance underwriter.